Tijaara Finance is the first Microfinance Institution in Kenya that offers a full suite of Shari’ah Compliant products and services.
Every Tijaara product goes through the process of Shari’ah compliance certification by the Shari’ah Supervisory Board and is developed in line with the principles of Islamic Law.
The approach is asset-based, rather than debt-based like conventional finance. In comparison, the terms and conditions of Islamic Microfinance are more favorable and accessible.
They are based on risk- and profit-sharing, fixed prepayment rates, and transparency aiming to safeguard social welfare and justice.